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Loan on your Credit Card.
Low EMI. Instant.

Convert your credit card's available limit into a low-interest loan. Cheaper than CC cash withdrawal. EMI from 12-60 months.

⚡ Instant approval💳 Against CC limit📉 13% p.a. starting
★★★★★4.8/5 · 12,483 customers funded
⚡ Instant pre-approval

Check your CC loan offer

Get pre-approved loan against your credit card limit.

🔒 No CC details needed·📱 No spam
⚡ Special rates today · 13% interest available till 23:47:12
Why CC Loan via Cx Loan

Smarter than CC cash
withdrawal.

Credit card cash withdrawal charges 30-40% p.a. interest. Our CC loan is at 13-24% · half the cost.

💰

13% p.a. starting

Way cheaper than the 30-40% interest on credit card cash advances.

⚡

Instant approval

Pre-approved if you have a credit card. Money in account in hours.

📅

12-60 months EMI

Flexible tenure. Pay back comfortably over time. Lower monthly EMI.

📄

No new docs

Your CC issuer already has your data. Quick verification. No paperwork.

Eligibility

Got a credit card?
You're eligible.

✓ Eligibility

  • Active credit card (any major bank)
  • Good repayment history (no defaults)
  • Age 21 to 65 years
  • Available limit on credit card
  • Stable income source

📄 Documents

  • Credit card details (last 4 digits only)
  • PAN & Aadhaar for KYC
  • Bank statement (3 months)
  • That's it. No physical documents.

Why pay 40% interest?
Switch to 13%.

Convert your CC limit to a smart loan. Save thousands in interest.

Quick Answers

CC loan
questions.

How is this different from CC cash withdrawal?+
CC cash withdrawal charges 30-40% p.a. interest + cash advance fees (2.5-3% upfront). Our CC loan offers 13-24% p.a. structured EMI · much cheaper.
Does this affect my credit card limit?+
Yes. The loan amount blocks an equivalent portion of your CC limit. As you pay EMIs, the limit gets restored proportionally.
What's the interest rate?+
Interest rates range from 13% to 24% p.a. based on your credit score, repayment history, and the CC issuer.
How fast is the disbursal?+
For existing CC holders with good history, instant approval and disbursal within 4 hours. Money goes to your bank account directly.
Can I pre-close the loan?+
Yes. Most CC loans allow foreclosure after 6 months. Foreclosure charges are typically 2-3% of outstanding amount.
Smart way to use your CC

Your credit card =
a smarter loan.

Get more from your CC limit. Lower interest than cash advance. Apply now.

⚡ 13% p.a. CC loanSave vs 40% cash advance
Rahul from Mumbai just got ₹3 Lakh CC loan