19 applications under review

Loan Against
Property up to
₹5 Crore @ 9%.

Unlock the value of your property. Lowest interest rates. Up to 20 years tenure. For business, education, marriage, expansion.

📉 9% p.a. starting🏠 Residential or commercial📅 Up to 20 years
★★★★★4.8/5 · ₹500 Cr+ LAP disbursed
⚡ Get pre-approved offer

Check your LAP eligibility

Get matched with best LAP lenders. No impact on credit score.

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Special LAP rate · 9% p.a. available till 23:47:12
Why LAP via Cx Loan

Lowest rates.
Largest amounts.

LAP gives you the biggest loan at the lowest interest. Use your property to unlock capital for whatever you need.

📉

9% p.a. starting

Lowest interest rates because the loan is secured by your property.

💰

Up to ₹5 Crore

Big amounts based on 50-70% of your property's market value.

📅

Up to 20 years

Long tenure means lower monthly EMI. Comfortable for any budget.

🎯

Any purpose

Business expansion, marriage, education, debt consolidation · your call.

Eligibility & Documents

Own a property?
You're eligible.

✓ Eligibility

  • Property owner aged 21 to 65 years
  • Residential or commercial property (self-owned)
  • Property in name of applicant/co-applicant
  • Property should be clear title (no disputes)
  • Income source: salaried, business, or rental

📄 Documents

  • Property papers (sale deed, allotment letter)
  • PAN, Aadhaar for KYC
  • Income proof (ITR last 2-3 years, salary slips)
  • Bank statements (last 6 months)
  • Property valuation (we arrange this)

Big capital, low EMI.
That's LAP.

Up to ₹5 Crore at 9% p.a. Unlock your property's value today.

Common Questions

LAP
questions.

How much loan can I get against my property?+
Typically 50-70% of your property's market value. Up to ₹5 Crore from our partners depending on property location, type, and your income.
What's the interest rate?+
LAP interest rates start at 9% p.a. and go up to 15% p.a. depending on credit profile, property type, and lender. Lowest among all unsecured loans.
How long is the tenure?+
LAP tenure can go up to 20 years (depending on age and lender). Longer tenure = lower monthly EMI.
How long does approval take?+
LAP approval takes 5-7 working days because of property verification and legal checks. Disbursal happens within 7-14 days after approval.
Can I use the property while loan is active?+
Yes! You retain full ownership and use of the property. The lender only holds it as collateral. You can live in it, rent it out, or use for business · your call.
What if I default?+
Lender has right to take possession of property after due notice. Avoid this by paying EMIs on time. We help you understand all terms before signing.
₹500 Cr+ LAP disbursed via Cx Loan

Your property =
your capital.

Get up to ₹5 Crore at 9% p.a. Apply now. Free consultation.

⚡ ₹5 Crore LAP @ 9%20 years tenure · Free consultation
Vikram from Mumbai just got ₹2.5 Crore LAP approved